• Consumer
• Simple
• Complex

Many lawyers gave up helping clients with bankruptcy when the law was radically changed by Congress in 2005. Lawyers felt that the changes in the law made the process more expensive, and exposed them to the risk of liability. The law imposed new “due diligence” requirements on lawyers, and new tests that had to be met by applicants for bankruptcy.

Bankruptcy is a process provided in the Constitution of the United States, intended to provide a rational means for people and their business organizations to claim a fresh start or reorganize after a financial reversal. It is not a difficult process, and it holds no terror for a competent, careful attorney. It is still available to do all those good things the Founders intended.

• Business
• reorganization
• winding up